Comprehensive Financial Services
Three loan products designed around your needs — Business, Salary, and Asset loans — with transparent interest rates, flexible repayment schedules, and dedicated support at every step.
01
Business Loan
Our business loans carry an interest rate of 6% and are designed to give small businesses the financial support they need to expand operations, restock goods, purchase equipment, or manage day-to-day business activities. We offer flexible repayment schedules tailored to different business needs.
Key Details
6% interest rate
Expand operations & restock goods
Purchase equipment or manage cash flow
Flexible repayment schedules
10% compulsory savings (fully refunded after final repayment)
02
Salary / Personal Loan
Our salary and personal loans carry an interest rate of 8% and are built for salary workers who need quick financial support. Clients can access short-term or medium-term loans based on their monthly income and repayment ability, with repayments made in flexible monthly installments from salary earnings.
Key Details
8% interest rate
Short-term or medium-term loan options
Loan amount based on monthly income
Monthly installment repayments from salary
Available to salaried employees
03
Asset Loan
Our asset loans carry an interest rate of 10% and help clients purchase valuable assets such as vehicles, equipment, electronics, machinery, and more. The asset being purchased may serve as security for the loan, and we offer convenient, structured payment options.
Key Details
10% interest rate
Vehicles, equipment & electronics
Machinery & clearing of goods
Asset may serve as loan security
Convenient structured payment options
Interest Rates
Simple, transparent rates across all three loan products.
6%
Business Loan
per annum interest
8%
Salary / Personal Loan
per annum interest
10%
Asset Loan
per annum interest
Applicant Requirements
- Two passport-sized photographs
- Valid Ghana Card
Charges & Fees
- 5%
Processing Fee
of the loan amount
- GHC 10
Application Form
one-time fee
- 10%
Compulsory Savings
business loans only — fully refunded after final repayment
Guarantor
A guarantor must be someone with stable employment who earns more than the client they are guaranteeing. They share responsibility for ensuring the loan is repaid.
Guarantor Requirements
- Two passport-sized photographs
- Valid Ghana Card
- Must have stable employment
- Must earn more than the client being guaranteed